You Must Be:1Over 182US citizen3Have a bank account4Employed
Get
Instant Payday Loans
up to $1,000
into Your Bank Account
Overnight.
Why Us
  • Loan amount up to $1,000
  • Hassle-free application
  • Approval despite of bad credit
WHO WE ARE

We provide loan offers from reliable lenders with the most attractive rates. We are not a direct lender, but our partner network in the US is broad and the service we offer is of high-quality.

3 EASY STEPS
  • Apply online
  • Get approved as soon as 1 hour
  • Receive your cash

Who We Are and What We Offer

If you are in search of a payday loan, it is a matter of importance that you should deal with a reputable lender. And if you have come to Ustarcash.com, it means that you are in a right place.

At Ustarcash.com we represent a financial company that connects you to the range of very reliable agencies (all our partners are state licensed and compliant with state lending laws) offering short-term loans all over the US. We are committed to the practices of fair and responsible lending and we only work with the safe and fair loan providers.

Our Services

We are not direct lenders, however, we provide access to a varied number of short-term loan products from the highly qualified lenders. We understand that unplanned financial complications are very common. Thus, we focus on the type of credit that meets emergency needs and that enables our customers to get through to their next payday without stress. The lending period is from a fortnight up to your next pay check (it is usually agreed between the lender and the customer.)


The application process in fully carried out online with most applications being approved in the course of one business day. We do not make stupid phone calls or annoy our customers with paperwork or long waits.

Approval and Credit Checks

The payday loan you can get with us is quick and easy, and you don't need to be worried about approval too much. Though, no credit check can't be guaranteed, with our partners you get a very good chance of acquiring a loan regardless of your credit history state. This is both an opportunity to acquire financial assistance for customers with poor credit as well as a chance for credit score improvement.

We understand what it means to have tough times and be faced with the necessity of dealing with all the types of budget downfalls. We have years of experience in the industry and have helped many people. We may safely say that financial emergency is our speciality. And we are eager to help you.

Our Strong Sides
  • First of all, we provide service for customers, thus, we make it our priority to be very attentive to their wishes.
  • Secondly, we have reputation that doesn't allow to either fail or be misleading.
  • And finally, our partners are simply the best you can find. And you actually do not need to look for the approving lenders in the first place - they are already here. We make the job of seeking out and matching you with the best option possible.

All our services are provided solely in accordance with our customers' needs and we always make sure that they were able to make the repayment in time.

So, don't hesitate and just go ahead with an online application!

Scam Warning

Beware of scams trying to impersonate UstarCash.com.
We will never call you and ask you to make a prepayment on your approved loan via MoneyGram or some other transfer method. Therefore, know that if you ever receive a call from someone claiming to be a UstarCash.com agent, that call is fraudulent because we do not have calling agents.

Questions & Answers

Q: I am from Florida, am I eligible to apply?
A: Yes, we work with a number of companies that offer payday loans online to the residents of Florida, so, you are eligible to apply.

Q: What is a limit on a loan?
A: The limit depends on the state of the application. In the majority of cases first-time borrowers can get up to $1,000; however, each state sets its own limit, which can be as little as $300 in some states.

Q: Do I need to explain why I need a loan?
A: No, the loans are granted for any purpose of yours, however, remember that they are primarily meant for emergency situations and as a short-term option. If your situation requires larger funds or longer term, we strongly recommend choosing a more appropriate financial solution.

Q: Do you take my credit history into cosideration?
A: Our partners can run credit checks if they see it requisite; however, your credit score would not necesserily influence a loan decision. All our applicants have been approved.

Q: Do you offer padyay loans in New York?
A: Unfortunatey, padyay lending is prohibited in the state of New York, thus, we are unable to partner with any legally operating lenders in this state.

Ask your question

   

Interesting Facts about Payday Loans

  • According to the Metro Ideas Project, Tennessee has 1,200 predatory payday lender and check-cashing establishments.
    No specific info is available on the account of the number of payday lenders per 10,000 people in cities and towns as the data found mostly concern states.
    However, the Journal of Economics and Business noted a greater concentration of payday loan stores in rural areas (as opposed to metropolitan areas), thus, it is not necessary that bigger cities have large numbers of payday loan stores.
    Also, there is the Metro Ideas Project data about Tennessee’s Madison County with 29.5 locations per 100,000 residents.

  • Ohio currently has the highest payday loan rates in the U.S. with an average interest rate of 667%.

  • Oregon currently has the lowest payday loan rates in the U.S. with an average interest rate of 154%.

  • California has the lowest allowable maximum loan amount of $300, and Oregon has the highest allowable maximum loan amount of $50,000; the most frequent maximum loan amount allowed is $500 (18 states) - according to the Journal of Economics and Business.

  • 18 states and the District of Columbia prohibit high-cost payday lending by setting interest rate caps. In some states, (i.e. Connecticut, Massachusetts, and West Virginia), payday lending has always been prohibited. 3 states (Maine, Colorado, and Oregon) only allow lower-cost payday lending (low rates). In all other states, high-cost payday lending is allowed. (Data from CFPB)

  • People in the 25-49 age are most likely to use payday loans. Other age groups use this type of product not that often

  • For a $350 taken during the year, the average consumer has to pay about $520 in fees.